New Regime vs Old Regime | Cynosure Technologies Pvt. Ltd.
Salary Income (Annual)
Rs.
Total salary before any deductions or exemptions
Rs.
Annual HRA exempt — use HRA Calculator for amount
Rs.
LTA, CEA, Uniform, Internet, Conveyance (annual)
House Property
Rs.
Rs.
Rs.
Let-out: no cap | Self-occupied: max Rs.2,00,000 u/s 24(b)
Other Sources (Annual)
Rs.
Rs.
Applies to Old Regime only. New Regime: only Std Deduction + Employer NPS.
Sec 80C — Max Rs.1,50,000
Rs.
Rs.
Rs.
Rs.
Rs.
Rs.
Sec 80CCD(1B) — NPS Max Rs.50,000
Rs.
Additional NPS over & above 80C limit
Sec 80D — Health Insurance
Rs.
Max Rs.25,000
Rs.
Max Rs.25,000
Other Deductions
Rs.
No upper limit
Rs.
Max Rs.10,000 (non-senior)
Rs.
Rs.
Taxpayer Profile
As on 31st March 2026 (end of FY 2025-26)
Employer NPS (Both Regimes)
Rs.
Sec 80CCD(2): max 10% of Basic+DA. Available in both regimes.
TDS Schedule
FY April – March (12 = full year)
Rs.
If partial year, enter TDS deducted so far
Enter your Annual Gross Salary to compute income tax under both regimes.
Gross Income
Rs.0
Tax — New Regime
Rs.0
Tax — Old Regime
Rs.0
Monthly TDS
Rs.0
AIncome Computation — FY 2025-26
Head / Component
New Regime (Rs.)
Old Regime (Rs.)
BNew Regime Slabs
Income Slab
Rate
Tax (Rs.)
COld Regime Slabs
Income Slab
Rate
Tax (Rs.)
DOld Regime Deductions
ESide-by-Side Comparison
Component
New
Old
FMonthly TDS Schedule —
Month
Gross Salary
Monthly TDS
Cumul. TDS
Key Changes FY 2025-26 (Budget 2025):
New Regime — Standard Deduction Rs.75,000 for salaried |
Revised slabs: 0% up to Rs.4L, 5% (4–8L), 10% (8–12L), 15% (12–16L), 20% (16–20L), 25% (20–24L), 30% above |
87A Rebate: Full rebate if taxable income ≤ Rs.12,00,000 + marginal relief up to ~Rs.12.75L → zero/minimal tax for salary up to Rs.12.75L/year |
Old Regime unchanged; Standard Deduction Rs.50,000; 87A rebate up to Rs.5L taxable |
Surcharge: Nil up to Rs.50L | 10% (50L–1Cr) | 15% (1Cr–2Cr) | 25% (2Cr–5Cr) | 25% above 5Cr (New, capped) / 37% above 5Cr (Old) |
Marginal relief on surcharge at each threshold | Cess: 4% on tax+surcharge.
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